Personal Trainer Insurance

Get personal trainer insurance to protect your career and clients. Affordable, reliable coverage tailored for fitness professionals, gym instructors, and personal trainers in the UK. Train with confidence knowing your business is fully protected – if while training your client(s) they sustain an injury, without suitable insurance you’ll be personally financially liable for any medical claims!!! 

PolicyBee – Insurance For Personal Trainers Including Liability Cover

PolicyBee is a UK-based small business insurance broker offering policies tailored to the needs of personal trainers and fitness professionals, including public liability, malpractice and equipment cover. Personal trainers can obtain online insurance that protects against client injuries, accidental damage and professional negligence, helping safeguard...

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PolicyBee logo – insurance for personal trainers and fitness professionals

Insure4Sport – Sports Insurance Policies For Personal Trainers And Fitness Instructors

Insure4Sport provides specialist sports insurance that includes public liability, professional indemnity, personal accident and optional cover for loss of earnings and equipment. Personal trainers and fitness instructors can choose policies tailored to their activity and client contact, protecting against claims, accidents or equipment loss during sessions either..

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Insure4Sport logo – sports insurance for personal trainers and fitness professionals

Do You Need Personal Trainer Insurance?

The short answer is, yes - it’s a legal requirement.

Whether you are working as a freelance personal trainer, have your own personal training business or are employed as a PT by a gym, being insured is important as it covers you should you practice outside the legal limitations of a personal trainer.

Because even though you’re helping people improve their health and fitness, accidents can still happen. Especially when people are tired and might be pushing their limits. Even a small accident can lead to a claim, which can stop you in your tracks. And cost you A LOT of money.

Let’s say you’re running a client through intensive circuit training. They might fall over a piece of equipment and injure themselves or damage their new smart watch. A claim could easily follow.

You face risks like these every day. Regardless of what kind of exercise program you’re using for a client. Personal trainer insurance helps by paying any compensation and legal fees you might face from a claim. And lets you focus on meeting your business’ goals. So your clients can meet theirs.

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online personal trainer coaching clients remotely
professional personal trainer website on laptop
Personal Trainer Client Contracts